Who we are

Keys Finance have been serving clients and introducers since 1991. Throughout our history, we have successfully navigated many turbulent periods of economic instability and have a long track record of providing innovative and market leading finance solutions. Our business is client driven and we focus on working in partnership to deliver the right answers. To achieve our goals, we seek to encourage distinctiveness and an entrepreneurial spirit in everything we do.
Owen Graham – Managing Director

Meet our team


Owen Graham Managing Director

Owen studied Economics and Human Geography at Queen’s University Belfast, before joining the family business, Keys Finance. Owen developed and launched our Premium Finance and Fee Finance products and as Managing Director is now responsible for developing and implementing the Keys Finance corporate strategy as well as overseeing compliance and risk functions. Outside of work Owen enjoys golfing and playing bass guitar.

Barbara Jordan Finance Director

Having joined Keys Finance right at our inception in 1991, Barbara has accumulated a vast depth of experience within our business. Barbara has been and continues to be, instrumental in developing our operating and finance systems. Now as Finance Director, Barbara is primarily responsible for all our accounting, financial reporting, and treasury functions. Away from the office, Barbara enjoys running and hill walking.

Craig Leathley Sales Director

Craig joined Keys Finance in 2011, having already gained extensive experience in the insurance and specialist finance markets, within both corporate insurers and banking. Since joining us, Craig has successfully brought our finance products into new territories and as Sales Director is responsible for driving our sales growth and revenues. Always on the go, Craig enjoys spending his spare time hiking and playing squash.


Peter Kouset Head of Fee Finance UK

Peter has over 30 years of experience working in the banking, residential mortgage and finance sector in the City of London. Having joined Keys in 2018, as head of Fee Finance, Peter’s role is to develop and lead our Fee Finance product with key introducers in this sector. Peter is a season ticket holder at an unfashionable football team and loves his house music.

Gail Hanna Business Development Manager

Gail joined Keys Finance in 2016, with over 20 years’ account executive experience in insurance during which she earned a Cert CII qualification. Moving effortlessly from Insurance to Finance, Gail successfully introduced our Fee Finance Product into the Republic of Ireland. Gail is responsible for developing our finance products in Northern Ireland and Republic of Ireland. Outside of work, Gail enjoys running and travelling.

Jay Hindocha Business Development Manager
(Premium Finance)

Jay qualified from Brunel University with a degree in IT & Business. Based in London, Jay joined Keys in 2022, having gained 8 years’ experience in the Insurance Premium Finance market, both in sales and credit control functions. As business development manager, Jay’s role is to expand our broker network in the South-East and Midlands. Away from work Jay is a keen traveller and loves sports, particularly badminton and football.

Adam Sharp Marketing & Development Manager

With a degree in Business Studies from the University of Portsmouth, Adam joined Keys in 2022 having gained experience in marketing as a Partnership Executive and Relationship Manager. Adam’s role within Keys is to plan and co-ordinate our marketing strategies, working closely with trade bodies and networks both within the Accountancy and Insurance sectors. Outside of work, Adam likes keeping active playing squash, tennis and football.

Jane Faulkner Business Development Manager

Jane joined Keys in April 2024, having previously gained considerable experience in the financial services sector, particularly the Insurance Premium Finance sphere where she operated at a senior level both in account management and broker acquisition.  Based in Pilling, Lancashire, Jane is responsible for growing our network of insurance introducers, throughout the North of England, and Wales. When not working Jane is kept busy at home with her mini zoo of animals!


Sharon Dougall Head of Operations

Sharon brings over twenty years of senior management experience within the insurance broking sector, covering client servicing, insurer relations and operations. As Head of Operations, Sharon’s role is to develop and improve efficiencies within the operations function whilst offering support to the sales team and business partners. Outside of work, Sharon’s interests include spending time with family and friends, gym, shopping, and socialising … when she can!

Gemma Burnett Senior Sales Support

Following a career in academia, culminating in being awarded a PhD from Peterhouse Cambridge, Gemma returned to Northern Ireland and joined Keys Finance in 2019. A natural problem solver, Gemma took to the financial services world seamlessly and now provides our introducers with the highest levels of personal service. Outside of work, multi-talented Gemma, loves nothing more than performing at an improvisational comedy club.

Trevor Pugh Sales Support

Prior to joining Keys Finance in 2018, Trevor had over 10 years of wide-ranging administration experience within the private sector. Always keen to assist and a dedicated administrator, Trevor is currently responsible for providing on-hand support to business introducers and clients. Trevor recently moved into a new home, is a dog owner and loves to cook.

Regan Young Senior Credit Controller

Regan graduated from Glasgow Caledonian University with a degree in Media & Communications followed by a Masters from Queen’s University Belfast. A skilled administrator, with over five years’ experience gained in the charity and private sector, Regan joined Keys in 2022 and is responsible for managing the credit control process offering support and guidance to introducers and clients. Away from work, Regan enjoys cooking and playing with her cat, Dubh!

Ryan Millar Business Administrator

New to the financial services world, Ryan joined Keys in 2022. Previously, Ryan gained wide ranging experience in a number of private sector roles, which have given him an excellent foundation for Keys. Ryan is currently responsible for opening new customer accounts, and processing introducer applications. When not working, Ryan enjoys exercising and keeping fit, loves watching football and spending time with his family.

Adam Stewart Business Administrator

Adam joined Keys in June 2023, having graduated from Ulster University earlier that month after 4 years of study, including a placement year with the NI Civil Service within the Department of Education.

His role is Business Administrator, with responsibilities involving opening new customer accounts and renewing existing agreements. Outside of work he enjoys going to the gym, watching sport and spending time with friends and family.

Internal Legal Counsel

Elaine Smith Internal Legal Counsel

Elaine graduated from the University of Dundee with an LLB Hons, and subsequently completed her LPC, at the college of Law, York. Elaine gained extensive experience in practice and Industry both in London and Northern Ireland. When not being run ragged by her two young children, Elaine enjoys the North Coast beaches and local coffee shops. Elaine also enjoys spending time on the family farm with her border collie Bo


Alan Graham Founder

Alan founded Keys Group in 1991, following a pioneering career in Irish Financial Services and retired in 2010. Whilst sadly passing away in 2019, Alan’s enthusiasm for finance, gracious approach with business partners and entrepreneurial spirit remains an enduring legacy that we at Keys will always strive to achieve.

Keys Financial Services Limited founded by Alan Graham to provide office equipment leasing.

  • 1991

World Event: 20 paintings are stolen from the Van Gogh Museum in Amsterdam. Within an hour the paintings, worth $500 million, are found near the museum in an abandoned car.

Keys Premium Finance Limited Formed; first insurance premium finance agreement written.

  • 1996

World Event: The Nintendo 64 video game system debuts in America.

We move into Professional Fee Finance and write our first agreement for the sector.

  • 2006

World Event: UK settles its Anglo-American loan, post-WWII loan debt.

Expansion into Scotland, England and Wales.

  • 2011

World Event: Game of Thrones premieres - The fantasy TV series, based on George R R Martin's novels, premiered on HBO in April 2011.

The 25th anniversary of Keys. Expansion into Republic of Ireland.

  • 2016

World Event: The 2016 Summer Olympics are held in Rio de Janeiro, Brazil, the first time in a South American nation.

Keys post record sales growth. Move into new and expanded premises.

  • 2019

World Event: Fossil fragments found in the Callao Cave in the Philippines reveal the existence of a new species of human, the Homo luzonensis. The species is named after Luzon island, where the fossils were discovered.

Keys Group becomes a trusted Member Rewards Partner of ICAEW

  • 2022

Did you know: 22nd February was a palindrome date, as you can see: 22 02 2022, it's the same back to front.

Keys Group becomes a trusted Member Benefits Partner of Chartered Accountants Ireland

  • July 2022
Did you know: July was named in honour of Julius Caesar, it being his birth month.

Keys Group becomes an associate member of BIBA

  • October 2023
Did you know: World Event 2023: OpenAI released GPT-4, an upgraded version of their popular artificial intelligence chatbot.

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