Links to other websites

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

How we use your information notice

This notice explains how Keys Premium Finance (2006) Ltd (referred to in this notice as Keys, we or us) collects and uses information about directors or partners of accountants and insurance brokers who enter into finance facility agreements with Keys.

This notice covers the following:

Clauses

1. Contact details
2. What is personal data?
3. How do we collect personal data?
4. What information do we collect?
5. How do we use your information?
6. What is the legal basis that permits us to use your information?
7 What happens if you do not provide the information that we request?
8 How do we share your information?
9 How do we keep your information secure?
10 For how long do we keep your information?
11 Your rights in relation to your information.
12 Complaints.

Contact details

Our contact details are as follows:

Address:

Suite F
First Floor
Block 1
Forestview
Purdy’s Lane
Belfast
BT8 7AR.

Telephone: +44 (0) 28 90660791

2. What is personal data?

Personal data is any information that tells us something about you. This could include information such as name, contact details or date of birth

3. How do we collect personal data?

From you when you contact us to request a professional fee finance facility and during our relationship with you; and

From searching public records, such as companies house, to help us verify your identity.

4. What information do we collect?

Personal contact details such as name, title, address, telephone number and personal email addresses;

· Copy of your identity documents, for example your passport;

· Date and place of birth;
· Gender; and
· Financial information about your firm including accounts.

5. How do we use your information?

We use your information for the following purposes:

· to analyse the operation of your business accounts and make underwriting decisions;
· for the prevention of fraud and money laundering; and
· for the purposes of debt recovery.

6. What is the legal basis that permits us to use your information?

Under data protection legislation we are only permitted to use your personal data if we have a legal basis for doing so as set out in the data protection legislation. We rely on the following legal bases to use your information:

· Where we need to comply with a legal obligation; and

· Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.

The table at the end of this notice provides more detail about the information that we use, the legal basis that we rely on in each case and your rights.

7. What happens if you do not provide the information that we request?

We need some information so that we can comply with our legal obligations. For example, we need information from your identity documents to satisfy our money laundering regulatory obligations.

Where information is needed for these purposes if you do not provide it we will not be able to perform our contract with you and may not be able to offer lending services or continue with our relationship. We explain when this is the case at the point where we collect information from you.

8. How do we share your information?

We share your personal data in the following ways:

· With any guarantor of your liability under any agreement we have with you, so that they can assess their obligations to us or so we can enforce such obligations against them under the relevant guarantee and/or indemnity;

· With any advisers acting on our behalf, so that they can provide their services to us;

· With other companies within our group structure including Keys Premium Finance Ltd and Keys Premium (2001) Ltd;

· With our bank, ABN Amro Commercial Finance Plc, or any business providing factoring or discounting facilities to us or anyone else to whom we novate or transfer our rights or duties under any agreement with you; and

· With any person to whom you have agreed your information may be given or to whom we have a legal obligation or public duty to disclose such information.

Where we share your personal data with third parties we ensure that we have appropriate measures in place to safeguard your personal data and to ensure that it is solely used for legitimate purposes in line with this privacy notice.